From raw financials to credit decision, in minutes. Uptiq’s Underwriting Agent automates spreading, analysis, and memo generation using your templates, your policies, and your workflows.
The Underwriting Agent replaces fragmented underwriting workflows with one intelligent system, from financial spreading to credit memo creation, ready for approval.
One intelligent workflow replaces manual spreading, analysis, and memo writing your team does every day.
Real impact from banks transforming underwriting with automation.
Every covenant interaction, tickler, document receipt, and ratio recalculation is logged, auditable, traceable, and examiner-ready at any point in time
The Underwriting Superagent picks up where Intake leaves off. and hands a fully approved memo to closing. A complete origination cloud with no manual steps between.
Three AI agents working in sequence to take a loan application from first contact to funded — without manual handoffs.
Automates borrower intake, document collection, and pre-screening so every deal enters underwriting fully prepared.
Auto-generates structured credit memos with spreads, risk narrative & approval recommendations
Need something specific? We scope and build it in 2–3 days.
Our team handles scoping, configuration, and go-live. Most banks are in production within weeks, with no rip-and-replace of existing systems
